Travel notes

Splurge vs. Save in Switzerland

Lake Brienz Boat Cruise

Switzerland has a reputation for being one of the most expensive countries in Europe, but you don't have to spend a fortune to have an incredible trip. The key is knowing where to splurge and where to save. Here are the areas I think are worth spending a little extra on—and where you can cut costs without missing out.


💸 Splurge: Your Location

Staying somewhere with incredible views or easy access to public transportation can completely change your trip. Saving money by booking a hotel far from the places you want to visit often means spending more time—and money—commuting every day.

💰 Save: Don't Move Hotels Every Night

You don't need to switch hotels every night to experience Switzerland. Staying in one region for several days and taking day trips is usually less stressful, more affordable, and gives you more time to actually enjoy your destination.


💸 Splurge: A Few Mountain Experiences

Cable cars and mountain excursions aren't cheap, but some are absolutely worth the cost. Instead of trying to visit every famous peak, choose the experiences that offer the views or adventures you're most excited about.

💰 Save: Don't Pay for Every Famous Viewpoint

One of the best things about Switzerland is that breathtaking scenery is everywhere—and much of it is completely free. Before paying for an expensive mountain excursion, see if there's a nearby hiking trail or viewpoint that offers a similar experience.


💸 Splurge: Your Travel Time

In Switzerland, convenience is often worth paying for. Spending a little extra on a hotel near the train station or choosing a more direct train route can save you hours over the course of your trip.

💰 Save: Don't Buy the First Train Pass You See

The Swiss Travel Pass is a fantastic option for many travelers, but it's not always the cheapest. Compare it with the Half Fare Card and the cost of individual tickets based on your itinerary before deciding.


💸 Splurge: One or Two Special Meals

Dining out in Switzerland can be expensive, so don't feel like every meal has to be at a restaurant. Instead, choose one or two places you're genuinely excited about and make those meals part of the experience.

💰 Save: Shop at Swiss Grocery Stores

Migros and Coop are excellent for affordable meals. Pick up breakfast, picnic supplies, sandwiches, snacks, or an easy dinner and save your restaurant budget for the meals you'll remember most.


💸 Splurge: Experiences You Can't Recreate Anywhere Else

A sunrise in the Alps, a scenic train ride, or a night in a mountain village will probably become some of your favorite travel memories. Prioritize spending on experiences that make Switzerland feel truly unique.

💰 Save: Don't Overspend on "Must-Do" Attractions

Not every attraction that's popular on social media is worth the price. Do a little research beforehand and choose experiences that actually match your interests rather than checking off every famous landmark.


Final Thoughts

Switzerland can absolutely be done on a budget—you just have to be intentional about where your money goes. Spend on unforgettable experiences, spectacular locations, and convenience when it matters, and save on everyday expenses like groceries, unnecessary hotel changes, and attractions that don't truly excite you. You'll likely enjoy your trip even more while spending less overall.